Hidden property taxes are creeping into more deals—and they’re hitting finance. With 30% of build costs now tied to government charges, lending strategies must evolve to offset these extra burdens.
- Stamp duty and infrastructure levies are cutting borrowing power
- Some councils are charging additional build-to-rent and density surcharges
- Investors risk overextending without accounting for real costs
A Property Council study shows tax and levy increases are now the top concern among industry professionals—especially in high-growth states like VIC and NSW.
At Infinite Finance, we structure tax-aware lending, helping clients offset government drag through smart LVR positioning, guarantor strategies, and equity release plans that keep cash flow strong—even in high-levy locations.