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Tax-Efficient Lending in a High-Levy Market

Hidden property taxes are creeping into more deals—and they’re hitting finance. With 30% of build costs now tied to government charges, lending strategies must evolve to offset these extra burdens. 

  • Stamp duty and infrastructure levies are cutting borrowing power 
  • Some councils are charging additional build-to-rent and density surcharges 
  • Investors risk overextending without accounting for real costs 

A Property Council study shows tax and levy increases are now the top concern among industry professionals—especially in high-growth states like VIC and NSW. 

At Infinite Finance, we structure tax-aware lending, helping clients offset government drag through smart LVR positioning, guarantor strategies, and equity release plans that keep cash flow strong—even in high-levy locations. 

Want to finance smarter in a tax-heavy market? 

See how we shield your loan from hidden costs—watch now 

Please complete the enquiry form and we will get back to you right away.