How We Help
How We Help
Our simple process to your success
We’re fanatical about finance!
That means we’re the ones who take care of all the boring financial stuff, so you don’t have to. We’ll sort through all the confusing financial noise and give you the peace of mind you deserve.
Assessment
We will consider several factors such as your credit score, income, employment status, and debt-to-income ratio. Ultimately, the goal of the loan assessment is to ensure that the loan is affordable for you.
Application
You will need to provide some personal information, such as your name, address, and employment details. Once you have gathered all of the necessary information, you can complete the application.
Conditional approval
This means that the lender has agreed to lend you the requested amount, but only under certain conditions. These may include verifying income, employment, completing a credit check, and providing collateral.
Formal loan approval
Once you have fulfilled all of the conditions, the loan will be fully approved and the funds will be released.
Settlement
During the settlement process, the borrower will need to make a final payment to the lender that includes the remaining principal balance of the loan, as well as any outstanding interest and fees.
Annual Reviews
These reviews provide an opportunity to review your income, expenses, and savings and ensure that you are on track to reach your financial objectives with the best lending solution available.
Infinite Finance Case Studies
Client 1: J. Dancer
Keystart Refinance
First Mortgage
The clients recently completed construction for their Owner-Occupied property. They obtained their loan through Keystart to get into the market at the time of purchase.
Review & Refinance
Infinite Finance was able to obtain a satisfactory valuation to proceed with a refinance below 80% LVR allowing the clients to refinance to a mainstream lender without adding lenders mortgage insurance to their loan.
Optimise Cash Flow
The improvements were to their interest rate which reduced by 2.72% (7.01% to 4.29% at the time) and their cash flow improving by $11,014 per year. They were also able to utilise better home loan features like multiple offset accounts and received a refinance rebate of $2,500 to move lenders.
Enquire Today
Confidence, clarity and certainty
- Confidence: Ready to turn your dreams into reality? We're here to help! With our expert knowledge and personalised solutions, we'll guide you through buying your dream home, investing in property, growing your business, or taking that much-needed holiday. Get ready for a fantastic adventure!
- Clarity: Say goodbye to complicated and frustrating mortgage and lending processes! Let us be your superhero and use our vast expertise to help you reach your dreams with ease.
- Certainty: Get ready to be wowed! Infinite Finance is the industry's shining star, winning awards for our fantastic service, reliability, and moral standards. You can trust us to score you the ultimate financial win.
