Stamp duty has become a hidden barrier to mobility and affordability in today’s property market. In some cities, it now represents over 100% of an average annual income. Financing a purchase in 2025 means factoring in duty costs—and structuring your loans to soften the blow.
- Bracket creep is inflating stamp duty faster than wages
- Many buyers are staying put longer to avoid duty costs
- Finance plans should include buffers for duty and future growth
Domain analysis shows stamp duty as a rising portion of buyer budgets. Infinite Finance ensures that clients build duty-smart loan strategies that account for today’s real costs.