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Loan Buffer Rules

Loan serviceability buffers are under scrutiny. Could this unlock borrowing power for more buyers? 

  • APRA may reduce the 3% buffer to allow more approvals 
  • This could raise borrowing capacity by thousands 
  • Timing matters—structure must adapt with policy 

Infinite Finance helps you act smart—before the banks move. 

APRA’s serviceability buffer has restricted loan sizes by up to 15% for many borrowers. 

Get clear on what policy changes mean for you—contact Infinite Finance 

Explore our smart lending strategies—see how we help 

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