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Lending for the Green Code Era

As states roll out new energy-efficiency mandates, lenders are adjusting their policies. From construction loans to equity releases, the new green code era is changing how banks view property value.

  • Higher NatHERS scores can increase valuation potential 
  • Lenders offering faster approval pathways for green-compliant builds 
  • Loan applications for energy-efficient homes are seeing fewer valuation shortfalls 

Government updates to residential building codes—especially around NatHERS minimums—are driving a shift in loan assessments. Energy-efficient homes are becoming “bankable” assets with longer value lifespans. 

At Infinite Finance, we help borrowers align with the future—funding homes that will meet tomorrow’s compliance, not just today’s standards. Whether you’re building or buying, we structure to benefit from the green premium. 

Want lending aligned with where the market (and regulation) is going? 

Discover how green builds get greenlit—watch the explainer 

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