Inflation might be stable, but banks are still cautious. With CPI hovering at 3.0%, lenders are holding serviceability buffers and stress testing at ~7.5% interest rates. Smart structuring is how borrowers stay ahead.
- Household wealth grew by $379B, but serviceability rules remain tight
- Inflation-neutral loans use offset accounts, interest-only phases, and fixed-variable splits
- Structured lending can maintain flexibility even in tight cashflow periods
RBA and ABS reports confirm that while inflation is under control, lending buffers remain elevated. This creates friction for buyers—but also opportunity for those with the right lending structure.
At Infinite Finance, we teach clients to make cashflow and capital work together. Our inflation-aware loans protect your lifestyle and your growth plan—regardless of rate movements.
