With residential cranes back in the sky, off-the-plan and construction lending is heating up. But so are lender restrictions. Knowing how to navigate build timelines, valuations, and pre-sale conditions is key to a smooth approval. 

• Crane Index shows rising construction activity in coastal and growth areas 

• Pre-sale conditions and valuations can delay or reduce borrowing capacity 

• Staged drawdowns require strategic cashflow management 

RLB’s Q3 report shows residential build rebounds in SEQ, Sydney fringe, and Gold Coast. Meanwhile, lenders are increasing scrutiny on valuation buffers, completion timeframes, and post-settlement performance. 

At Infinite Finance, we structure construction and OTP loans that work with your strategy—not against it. From build-to-rent projects to house-and-land packages, we know how to mitigate risk and improve approval outcomes. 

Ready to build or buy off-the-plan? 

Learn how we structure construction-friendly finance—watch here