New government schemes are welcome—but they don’t guarantee approval. First-home buyers in 2025 face rising prices, tighter serviceability, and more lender scrutiny. To secure finance, your loan structure matters just as much as your deposit.
- Government scheme doesn’t guarantee bank approval
- Broker-led submissions increase success rates
- Strategic loan structuring maximises your eligibility
ABS and broker channel data show 32% higher approval rates through structured applications. Infinite Finance gives first-home buyers the edge with tailored finance plans that speak to lenders.
