Your Policy Playbook
Lending policy is shifting fast in 2025—from APRA serviceability buffers to state-level buyer grants. But knowing what’s changing
Lending policy is shifting fast in 2025—from APRA serviceability buffers to state-level buyer grants. But knowing what’s changing
Looking to buy again? Smart investors are refinancing before their next move to free up equity or improve
New government schemes are welcome—but they don’t guarantee approval. First-home buyers in 2025 face rising prices, tighter serviceability,
Stamp duty has become a hidden barrier to mobility and affordability in today’s property market. In some cities,
Great news for first-home buyers: the 5% deposit scheme is expanding—and happening sooner than expected. This could fast-track
Financial alignment isn’t a one-time exercise—it’s a rhythm. With rates, products, and lender policies changing constantly, it pays
Debt isn’t the problem—structure is. Most Australians carry debt, but few optimise it in a way that supports
Your mortgage might be quietly costing you thousands. With fixed-rate terms rolling off and interest rates evolving fast,
Getting your home loan approved in 2025 isn’t just about income or deposit size anymore. Lenders are applying
The lending landscape is shifting again, and strategic borrowers are adapting. With banks adjusting risk profiles and product
