All eyes are still on the RBA—but the market is no longer dancing to its tune. Stability in inflation and wage growth means banks are now building resilience into their lending, not overreacting to every rate twitch.
- Inflation has cooled, rate rises are likely over
- Banks are adjusting servicing buffers more slowly
- Borrowers can plan with greater medium-term certainty
Latest RBA commentary and major lender policies suggest a “wait and hold” posture—creating a lending environment where flexibility and fixed/variable blends are key.
At Infinite Finance, we guide clients through strategic structuring—locking in options while keeping room for adjustments. Rates matter, but how you plan for them matters more.
