Rents are climbing again—and that changes the lending equation. For investors, rising yields mean stronger serviceability, better loan ratios, and opportunities to use rental income more strategically. 

• Rent inflation supports stronger DSCR (Debt Service Coverage Ratios) 

• Unit rental strength improves serviceability for smaller loans 

• Lenders may reassess lease income valuation in high-growth cities 

With vacancy at just 1.2% and Perth/Brisbane leading rent growth, banks are seeing more applications with real rental uplift—and adjusting models to match, especially for yield-focused borrowers. 

At Infinite Finance, we help investors leverage rental income for stronger loan positioning—especially in areas where lease growth outpaces property prices. Yield isn’t just income—it’s lending power. 

Ready to turn rental strength into finance strategy? 

Learn how we amplify loans with lease income—watch the explainer