As property values continue to rise nationally, securing loan approval has become both more competitive and more strategic. It’s no longer just about serviceability—it’s about timing, structure, and lender alignment. In a fast-moving market, being pre-approved can make or break your property deal.
- National dwelling values rose 0.5% in August and are up 5.1% year-on-year
- Buyers with pre-approval are securing properties up to 21 days faster
- Structured applications show a 32% higher approval success than direct-to-bank submissions
PropTrack and CoreLogic confirm that capital city prices have not only recovered post-rate hikes, but are now exceeding previous peaks. At the same time, ABS data shows loan approval volumes are tightening, making structured finance strategies even more critical.
At Infinite Finance, we equip clients with more than a loan—we provide an approval game plan. Our team structures finance to improve approval odds, reduce stress, and ensure clients can act with confidence as markets rise.
