Let us handle the complex issues and overcrowding by providing you with smart and efficient financial options tailored to your individual needs.
Aimee Barton
General Manager, Infinite Finance
No matter who you are, whether you have an impeccable credit rating, or are a small business owner with a less-than-ideal credit history, we have the solution that fits your individual needs, goals and uniqueness.
We take the time to comprehend your objectives to assist in locating the optimal lending solution. Our extensive and competitive network of finance specialists and lenders will allow us to save you time and money with the right choices.
With the aim of providing quality lending solutions and advice to hardworking Aussies, Infinite Finance was established over a decade ago. As local experts, we are a trustworthy source for your lending needs.
Customer First Focus
We will get the best deal for you no matter what.
Regardless of the type of finance you need, be it for property, personal, or business, we are dedicated to securing the best deal for you. Our reputation and trust within the industry grants us access to a diverse range of lenders, ensuring a smooth and swift process to get you up and running.
Our seasoned mortgage specialists are committed to uncovering the optimal home loan option that fits your specific requirements and aspirations.
Our knowledgeable team collaborates closely with each customer to grasp their specific financial aspirations and create a tailored strategy to aid them in realizing their success.
Our group of knowledgeable and experienced commercial lending experts is committed to assisting companies in obtaining the funding they require for growth and prosperity.
Our equipment finance services provide businesses with the necessary support to acquire the equipment that is essential for their success.
Our personal loans are created to assist you in accomplishing your aspirations. Our application procedure is straightforward and efficient.
Our aim is to simplify and make car financing more cost-effective by providing a variety of options.
FAQs
As a first home buyer in Perth, Western Australia, there are several grants and concessions available to support your journey towards homeownership. You may be eligible for the First Home Owner Grant (FHOG), which provides a significant financial boost. Additionally, the First Home Loan Deposit Scheme (FHLDS) helps eligible buyers secure a home loan with a smaller deposit.
In Western Australia specifically, the State Government offers additional grants and concessions, such as the Keystart Home Loan and the First Home Owner Rate (FHOR). These programs aim to make homeownership more accessible and affordable for first-time buyers.
To determine your exact eligibility and explore all available options, it’s recommended to consult with a financial advisor or visit the official websites of relevant government authorities. At Infinite Finance, we can assist you in understanding and navigating these grants and concessions to help you achieve your dream of owning your first home in Perth.
An offset account is a powerful financial tool that can help you save money and reduce the interest paid on your home loan. It’s a linked transaction account that works hand in hand with your mortgage.
Here’s how it works: The balance in your offset account is subtracted from the outstanding balance of your home loan when calculating the interest charged. For example, if you have a mortgage of $300,000 and $50,000 in your offset account, you’ll only pay interest on $250,000. This means you can potentially save a significant amount of interest over the life of your loan.
What makes offset accounts even more appealing is that they still allow you full access to your funds. You can use the account like a regular transaction account, depositing your income, paying bills, and making purchases with a linked debit card.
Ultimately, an offset account is a clever way to make your money work harder for you. By reducing the amount of interest you owe, you can save money, pay off your home loan faster, or even use the extra funds for other financial goals.
At Infinite Finance, we understand the benefits of offset accounts and can help you explore how they fit into your financial strategy. Get in touch with our team to learn more about how offset accounts can optimize your home loan and increase your savings potential.
The first home guarantee scheme in Western Australia is a government initiative aimed at supporting first-time homebuyers. This scheme provides financial assistance and incentives to eligible individuals or couples who are purchasing their first home. It offers guarantees to approved lenders, allowing borrowers to secure a home loan with a lower deposit or without the need for costly lender’s mortgage insurance. The first home guarantee scheme is designed to make homeownership more accessible and affordable for aspiring homeowners in Western Australia. Contact us for more information on how this scheme can help you achieve your dream of owning your first home.
Changing banks may provide you with improved customer service, access to additional banking products and services, and potentially lower fees. It also gives you the chance to find a bank that aligns better with your financial needs and values.
Overall, refinancing or changing banks can lead to financial savings, improved terms, and a more tailored banking experience. Consider exploring these options to maximize the benefits and optimize your financial situation.
Changing banks may provide you with improved customer service, access to additional banking products and services, and potentially lower fees. It also gives you the chance to find a bank that aligns better with your financial needs and values.
Overall, refinancing or changing banks can lead to financial savings, improved terms, and a more tailored banking experience. Consider exploring these options to maximize the benefits and optimize your financial situation.
When deciding between fixing your rate or keeping it variable in Australia, it ultimately depends on your personal financial goals and risk tolerance.
Opting for a fixed rate provides stability and predictability, as your interest rate remains unchanged for a specific period. This can be beneficial if you prefer a consistent monthly repayment amount and want to safeguard against potential interest rate increases.
On the other hand, choosing a variable rate allows for flexibility, as your interest rate can fluctuate with market conditions. If you believe interest rates may decrease or want the ability to make extra repayments without restrictions, a variable rate may be suitable for you.
Consider factors such as your financial situation, long-term plans, and market outlook when making this decision. Consulting with a financial advisor can also provide valuable insights tailored to your specific needs.
At Infinite Finance, we understand that determining the deposit required for purchasing a new home or investment property can be a crucial question. Our team of experts can help assess your specific situation in Perth and provide you with personalized advice. By taking into account factors such as your existing mortgage and property value, we can determine if you have enough deposit to make your desired purchase. Reach out to us today, and let’s discuss your options and guide you towards achieving your property goals.
How We Help
We’re fanatical about finance!
That means we’re the ones who take care of all the boring financial stuff, so you don’t have to. We’ll sort through all the confusing financial noise and give you the peace of mind you deserve.
We will consider several factors such as your credit score, income, employment status, and debt-to-income ratio. Ultimately, the goal of the loan assessment is to ensure that the loan is affordable for you.
You will need to provide some personal information, such as your name, address, and employment details. Once you have gathered all of the necessary information, you can complete the application.
This means that the lender has agreed to lend you the requested amount, but only under certain conditions. These may include verifying income, employment, completing a credit check, and providing collateral.
Once you have fulfilled all of the conditions, the loan will be fully approved and the funds will be released.
During the settlement process, the borrower will need to make a final payment to the lender that includes the remaining principal balance of the loan, as well as any outstanding interest and fees.
These reviews provide an opportunity to review your income, expenses, and savings and ensure that you are on track to reach your financial objectives with the best lending solution available.
MEET THE TEAM
Your Infinite Finance Team
Our team of finance experts are here to give you the ultimate lending experience. We’ll tailor the process to fit your unique needs, giving you just the right amount of support to help you make smart financial choices. And the best part? We’ll check in with you every year, free of charge, to make sure everything is still on track. Let’s do this!
General Manager
aimeebarton@infinitefinance.com.au
Finance Manager
ehrenscully@infinitefinance.com.au
Finance Broker
antonkopti@infinitefinance.com.au
Finance Broker Assistant
brandonburtoin@infinitefinance.com.au
Finance Broker Assistant
stuartreynolds@infinitefinance.com.au
Enquire Today
Experienced, honest and Dilligent
At Infinite Finance, we believe that everyone deserves the opportunity to live a life free from the constraints of their finances, to follow their passions, and make a positive impact in the world. Our goal is to help empower individuals to live their best life, doing what truly matters to them.
We are dedicated to ensuring a clear and concise explanation of all matters, providing you with well-defined time frames and breakdowns so that you feel confident and informed at all times.
We promise to always give you the top-notch deal. Our Best Deal Guarantee ensures that you'll receive the best possible choices tailored to your specific needs.
We are proud to have received numerous accolades for our exceptional performance in this field. This include being a finalist for the prestigious Broker of the Year award, being recognized as a Rising Star and Elite broker, and earning Platinum Broker status with the largest bank in Australia.
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