A single parking space can add over $150K to your property’s value. But lenders don’t always count it the way you think. 

• Off-street parking adds $149K–$156K in Sydney markets 

• Lenders may adjust LVR and risk tiers based on property attributes 

• Parking can improve rental income—boosting servicing calculations 

• Need correct property classification for finance approval 

Luxo Living and Domain data confirm the price premium of parking. Lenders may apply postcode-based or property-type restrictions, especially in high-density zones. 

We help clients structure lending around value-adds—so that features like parking aren’t just nice to have, they’re financeable assets. 

Want to unlock extra value with your loan? Let’s chat 

Learn how we align property features to lending rules—watch here